Reasons Not to Buy Insurance at Mexico’s Border

Reasons Not to Buy Insurance at Mexico's Border

When planning an exciting Mexican vacation, insurance might not be the first thing on your mind. However, purchasing a quality plan is crucial. Not only is it legally required to have Mexican auto insurance, but such coverage could prevent you from serious legal and financial trouble if an accident occurs. There are many places to purchase Mexican auto insurance—including right at the border. While buying insurance at the border may sound convenient, procrastinating isn’t typically the most effective strategy. Before you leave purchasing insurance to the last minute, consider these reasons not to buy insurance at Mexico’s border.

Higher cost

The convenience of purchasing an insurance plan right at the Mexico border often comes with a higher price tag. Plus, you won’t have time to shop around and compare costs, which means you’ll likely end up paying a lot more than if you purchased it ahead of time.

Less coverage

While the price is often higher, the coverage offered by a booth at the border isn’t usually that great. Companies at the border know that they can sell you less for more due to limited available options. To avoid spending a lot of money on bare-bones coverage, plan ahead.

Stressful environment

There are thousands of people trying to make their way in and out of Mexico each day which makes for a rushed and hectic environment. Plus, the language barrier only adds to the confusion. Such a stressful atmosphere isn’t conducive to making an important decision regarding your insurance coverage. As such, you could end up picking an insurance plan that isn’t right for you or making other costly insurance mistakes. It is much better to take your time and choose a plan from the comfort of your own home.

No time to check the reliability

One of the main dangers of buying insurance at Mexico’s border is that you don’t have the opportunity to thoroughly check a company’s reliability. Not all insurance plans are equal, and it’s important to carefully choose one that is dependable. Some insurance companies charge you a lot of money for a plan that consists of hidden limitations and exceptions. In the case of an accident, you don’t want to find out that you aren’t receiving as much coverage as you thought.

While purchasing Mexican insurance at the border can sometimes work out, it’s better not to take such a big risk when it comes to your wellbeing and finances. Especially when purchasing Mexican insurance online is so quick and easy. At Lewis and Lewis Insurance Agency, we offer incredible value with low-cost plans and exceptional coverage—whether you need annual Mexican auto insurance or will just be staying for a short trip. For more information regarding our services, contact us or receive a free online quote today.